NEMT tools

Add-a-vehicle break-even calculator

Thinking about another van? See how many trips a day it needs to cover itself, what it earns once it is full, and how many months until it pays back the cash you put in. Replace the sample numbers with yours. Nothing you type leaves your browser.

The vehicle
$
$
%
$
Monthly costs you pay either way
$
$
Each trip
$
$
$
$
How busy it will be
Break-even 0 trips a daySee details

Sample numbers are placeholders, not a quote. For scale: BraunAbility's own pricing example, a 2026 Chrysler Pacifica with a Power XT conversion, lists at $88,685 new. Used and rear-entry vans cost far less. Sample insurance sits inside the $5,000 to $13,500 range for a wheelchair van in our insurance guide; sample fuel is the US average of $4.49 a gallon (week of Sept 24, 2026).

How the math works

When does another vehicle make sense

What each trip leaves you

Revenue per trip minus driver pay, fuel and upkeep. This is what every trip contributes toward the van's fixed costs.

What the van costs either way

Loan or lease payment, insurance and other fixed costs. They are due whether the van runs 2 trips a day or 10.

Break-even and payback

Fixed costs divided by what each trip leaves gives the trips a day it needs. Payback counts the ramp-up months and the cash you put in up front.

Questions operators ask

Adding a vehicle FAQ

Should I add a vehicle or fill the ones I have?

Fill the ones you have first. An extra trip on an existing van earns its full contribution because the van is already paid for. Run the cost per trip calculator at one more trip a day and compare it with this one.

Lease or finance?

Leasing usually means less cash up front and a higher monthly cost that never ends; financing costs more at the start and then the payment stops. Flip the toggle to compare payback on the same van both ways.

How fast does a new van fill up?

It depends on your broker volume, facility contracts and private-pay demand. If you do not have the trips waiting, set a longer ramp and see how the payback moves before you sign.

What about a driver for the new vehicle?

Driver pay is counted per trip. If you would pay a driver a guaranteed daily minimum, raise the driver cost per trip to match at your expected volume.

Growing the fleet? Get the Dispatch

Weekly: rate changes, broker moves, vehicle and insurance costs, and the math behind growing an NEMT company. Free, every Tuesday.